E bike insurance

[Kernow]

thanks for the tip Kernow (where abouts in Cornwall?)

Will definitely put them in the comparison list when I renew my home - who would have thought it a speciality cycle based home insurer

Iam in Pensilva near Liskeard .
I understand the pedalcover guys are very keen cyclist , and insurance brokers for a living , they identified the problem with insuring bikes and worked with their home insurers to create a decent fairly priced product . Certainly very helpful and chatted to me on the phone for quite a while answering my naturally mistrusting questions .

 

[Gary]

yes I provide the Make and Model which is being specified on my policy - PS I also Work at TSB but we dont get staff rates.

For the Doubters out there:

Are you aware your policy has £1000 excess for any claim before adding the £50 excess for each bike?

I'd look elsewhere

 

[Eeh (bah gum) biker]

I phoned today for a quote - they won't take on the risk if your bike value is more than £3500. Thats fine if your bike is under that value or you are happy being underinsured however when your bike gets stolen it will be a get out clause for them and they will not pay out as its an underinsured bike. The quote up to 3.5k came out at £52 which I thought was ok but unfortunately not for me.

 

[Airz]

Just had my cube added to my admiral home and contents insurance covering full value of £5300 home and away for and extra £30 a year which I thought was pretty good.

 

[Kernow]

yes I provide the Make and Model which is being specified on my policy - PS I also Work at TSB but we dont get staff rates.

For the Doubters out there:

Have you read the exclusions , the chances of that paying out anything is slim . I bet the small print ties it up tighter than a duck backside . I had a similar policy 2 years , had my bike stolen while camping / touring in France . It wasn’t covered while camping , and my valuables on,y covered if licked in my hotel safe . Not worth the paper it’s written on