E bike insurance

Kernow

E*POWAH Elite World Champion
Patreon
Founding Member
Jan 18, 2018
1,436
1,149
Cornwall uk
thanks for the tip Kernow (where abouts in Cornwall?)

Will definitely put them in the comparison list when I renew my home - who would have thought it a speciality cycle based home insurer

Iam in Pensilva near Liskeard .
I understand the pedalcover guys are very keen cyclist , and insurance brokers for a living , they identified the problem with insuring bikes and worked with their home insurers to create a decent fairly priced product . Certainly very helpful and chatted to me on the phone for quite a while answering my naturally mistrusting questions .
 

Gary

Old Tartan Bollocks
Author
Subscriber
Mar 29, 2018
10,496
10,702
the internet
yes I provide the Make and Model which is being specified on my policy - PS I also Work at TSB but we dont get staff rates.

For the Doubters out there:
p4pb16440505.jpg

Are you aware your policy has £1000 excess for any claim before adding the £50 excess for each bike?

I'd look elsewhere
 

Eeh (bah gum) biker

New Member
Jul 5, 2018
85
64
Sheffield
I phoned today for a quote - they won't take on the risk if your bike value is more than £3500. Thats fine if your bike is under that value or you are happy being underinsured however when your bike gets stolen it will be a get out clause for them and they will not pay out as its an underinsured bike. The quote up to 3.5k came out at £52 which I thought was ok but unfortunately not for me.
 

Airz

Member
Aug 16, 2018
23
19
Farnborough
Just had my cube added to my admiral home and contents insurance covering full value of £5300 home and away for and extra £30 a year which I thought was pretty good.
 

Kernow

E*POWAH Elite World Champion
Patreon
Founding Member
Jan 18, 2018
1,436
1,149
Cornwall uk
yes I provide the Make and Model which is being specified on my policy - PS I also Work at TSB but we dont get staff rates.

For the Doubters out there:

p4pb16440505.jpg
Have you read the exclusions , the chances of that paying out anything is slim . I bet the small print ties it up tighter than a duck backside . I had a similar policy 2 years , had my bike stolen while camping / touring in France . It wasn’t covered while camping , and my valuables on,y covered if licked in my hotel safe . Not worth the paper it’s written on
 

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