There probably isn't really a 'right' answer to this, as it is likely to depend on the type of riding you are going to do and whether you enjoy tinkering and upgrading components to get the bike just right for you.
I went through the same thought process when buying mine, and originally decided...
Funnily enough, I also have what appears to be exactly the same Bell helmet, however mine is dented on the side (just above my ear) from a few years ago when I rode over a drain cover on a blind corner in the wet and had the ground hit me in the head so fast that I didn't even get my hands off...